More than 3 million non-employees affected by the generalization of social security coverage

Some 3,300,000 non-salaried workers and professionals in the liberal sector are concerned by the royal project of the generalization of social and medical coverage, said Reda Benomar, director of studies, communication and development at the CNSS.

During a press conference held on Wednesday, the CNSS communicated on the progress of the royal project which is the generalization of social coverage to all Moroccans, and in a first stage, to self-employed and self-employed workers. who work for themselves.

” There is a fairly large population that is uninsured. We have farmers, landowners, self-employed craftsmen, taxi drivers, and the liberal professions (virtually all of the medical professions fall into this group). In total, the number of this population is estimated at nearly 3,300,000 people.“, confided to MoroccoLatestNews UKReda Benomar, director of studies, communication and development at the CNSS.

Today, and after the legislative and regulatory acts were practically completed since practically all the decrees necessary for the integration of this population have been adopted and published, the person in charge at the CNSS tells us that through the legal framework put in place place, more than 3,200,000 people are concerned out of the 3,300,000, noting that there remain one or two categories which concern small populations and whose texts are being drawn up for adoption.

After regulation, category filtering

With regard to the integration of this population into the CNSS scheme, our interlocutor indicates that the Fund has set up a special organization. ” Each profession is attached to an organization, whether administrative (ministry, management, public institution, etc.), or associative (order, union, etc.). And so each profession must be identified with a liaison body which has an essential and important role. It is he who identifies people. Farmers, for example, are identified by the Ministry of Agriculture. It is he who constitutes the liaison body, taxi drivers (Ministry of Transport), doctor (Ministry of Health) and so on“, he explains to us.

For the CPUiste (individuals subject to the single professional contribution regime) it is the DGI (General Directorate of Taxes) which represents the liaison body while for the autoentrepreneurs, it is BAM (Bank Al Maghrib), we says Benomar.

After having identified all the categories concerned, the CNSS collects their information and personal data through the liaison organizations to proceed with their registration as stipulated by law, he specifies.

But before that, the CNSS carries out a filter. Indeed, the Fund first proceeds to the reliability of the data, to check whether the individual is already covered by a health insurance scheme, and in this case, he is not subject to the scheme for salaried workers.

In this sense, Reda Benomar cites the example of a retiree who has worked in the private sector all his life and who has a pension under the CNSS scheme. Once retired, he became self-employed and enrolled in this scheme.

” We when we receive him as such, we do not register him in the self-employed worker scheme because he is already covered by the AMO managed by the CNSS through his pension. And cases like that are quite numerous“, tells us the manager at the CNSS.

After the filter, the CNSS passes to the remainder, those whose data are correct, fair and justified for those registered thereafter, Benomar confides to us.

” The CNSS sends an SMS or a notification to its people to explain to them that from now on they are subject to the AMO scheme for self-employed workers, that they have every interest in going to complete the procedure. of registration, but in reality to download their certificate of registration and registration in the scheme. And if they have a family, children, a wife, they must declare them because the family also benefits from medical coverage. And suddenly, all our communication is oriented towards this“, specifies the person in charge at the CNSS.

Publicity and audiovisual spots to inform those concerned

In order to encourage its people to join the plan, the CNSS explains to them the benefits and advantages of medical coverage, for them, physical personnel, but also for their family. This is why the CNSS has set up a fairly large system in terms of audiovisual products, educational spots, design and advertising spots that we see today on television, but also on digital media.

This first phase of advertising began on the first day of Ramadan, says Reda Benomar. These are incentive spots explaining the benefits of subscribing to this social and medical coverage system. The second phase will start in turn, from 1^er may let our interlocutor know.

It will be based on real testimonials from individuals who have either registered in the system for valid reasons, or they have benefited from coverage themselves, or simply because it is an obligation.

” Today, we must all be part of this system and contribute to it for the well-being of all. This is mutuality“, concludes Reda Benomar.